ASSET FINANCE FOR SMES
Whether you’re investing in equipment, vehicles, machinery or technology, our expert teams can support your business, not only with finance, but with a wealth of industry knowledge and experience.
Accelerate your success with smart asset lending today!
Learn more about the products we offer to fund your asset(s).
Build your business with our specialist construction finance solutions for yellow plant equipment, cranes and access platforms.
Hire fleet, operator fleet and commercial vehicle funding expertise to help drive your business forward.
Find flexible funding solutions for new and used agricultural machinery, farming equipment and vehicles.
Whether its a corporate jet, helicopter or light aircraft for business or personal use, our specialist aviation finance team have the knowledge and experience to help.
Specialist manufacturing finance options to help fund the machinery and equipment that your business needs to grow.
Discover our range of finance options to help your business keep up with the constant and rapid evolution of technology.
Learn more about the products we offer to fund your asset(s).
A finance lease is a fixed cost rental facility. After paying rentals over an agreed term, which is known as the primary period, you have three options:
A finance lease usually suits businesses who cannot recover the VAT element of the deposit required under a Hire Purchase agreement or doesn’t want the tax benefits of ownership.
Medical
Professions
Construction
Agriculture
Fleet and logistics
Pro AV & Broadcast
Business Equipment
Print & Packaging
Bus and Coach
With hire purchase, the asset is funded over a term – up to five years – with the repayments you make including capital and interest.
When you use hire purchase to fund your asset, the interest rate is fixed from the start so you can budget your costs effectively.
Repayments can be monthly or quarterly and we can even offer seasonal payments to give you lower repayments in periods when your business is normally less busy.
When you have paid all the repayments, ownership of the asset will pass to you on payment of an option to purchase fee.
Medical
Professions
Construction
Agriculture
Fleet and logistics
Pro AV & Broadcast
Business Equipment
Print & Packaging
Bus and Coach
Aviation
Technology
An Operating lease allows you to use the equipment at a reduced monthly rental as the lender sets a residual value on the asset at the start of the agreement which is not payable by you.
The ownership of the asset remains with the lender until the end of the agreement you can return the equipment to them in accordance with pre-determined return conditions.
An operating lease is very useful if you’re looking to use high value or specialist equipment without the risk associated with depreciation.
New construction assets
New commercial vehicles
With sale and HP back, the lender will buy the asset from you, agree a value and advance you the agreed amount. Your repayments are calculated in line with the income that will be generated by the asset and at the end of the agreement, you own the asset.
Medical
Professions
Construction
Agriculture
Fleet and logistics
Pro AV & Broadcast
Business Equipment
Print & Packaging
Bus and Coach
Technology
A commercial / business loan is a flexible financing tool that enables borrowing to be used for a wide variety of purposes. A loan may be secured on a businesses’ assets or be supported with additional securities.
Medical
Professions
Construction
Agriculture
Fleet and logistics
Pro AV & Broadcast
Business Equipment
Print & Packaging
Bus and Coach
Technology
Aviation
Benefit from our industry-specific knowledge and experience.
Get personalized finance packages for your unique needs.
Streamlined application for quick approval.
Enjoy flexible terms and competitive rates.
Access ongoing support from our knowledgeable teams.
Committed to helping your business thrive.
Specialist lending solutions to help UK businesses innovate, adapt & grow.
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